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How could you apply for the loan when you are in tense cash flow, no real estate, equipment and stock equity for guaranty? Recently in a financing promoting conference for small and medium enterprises held in Nanjing Business Administration Bureau, Gulou Branch, the sponsor specially launched a "credit financing mold".
How can people succeed in financing under the circumstance of no real estate and equipment for guaranty? In the conference, a foreign capital assuring institution from Singapore launched the simple credit financing mold, which is aimed to solve the financing problems for small and medium enterprises. Charge person of that assuring institution introduced that simple credit financing mold means one kind of mold that makes companies could apply for loan by their credit instead of any guaranty.
"Before the loan is approved, the assuring institution will proceed a credit evaluation to the loan applying enterprise. The enterprise should be operating for over 2 years and without any bad credit record in the bank. Its credit grade also has to meet the bank's loan standard." said the charge person.
Journalist got to know that this mold requires a very transparent financial condition and also needs a higher cost. (Nanjing Daily) |